Financial Planning
buy sell agreement

Buy-Sell Agreements For Small Businesses, Quick Guide to Process

When you are the sole owner of a business, there is relatively no ambiguity as it relates to the decision making process for the business. You are able to make decisions relating to company growth and changes. You are also allowed to dictate what should happen to the company should something happen to you, or…
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retirement plans for small businesses with employees

Best Retirement Plans For Small Businesses With Employees

Retirement planning is an essential part of any business, no matter how big or small. After all, a large reason that people work so hard for such a large portion of their lives is to save up for the many goals they have in retirement. Businesses with fewer employees face a different set of challenges…
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How to Create an Effective Estate Plan Using Life Insurance

Life insurance can be an effective tool when you’re planning to bequeath assets.  Most people in the United States have outstanding debt when they pass away, leaving creditors to go after their remaining estate, including financial accounts, real estate, and possessions (think jewelry, cars, antique furniture, etc.).  Generally, creditors will seek all estate values, pay…
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401k For Small Businesses With Less Than 10 Employees

With so many differing opinions as to the reliability of the social security system in the future, 401(k)s have become one of -if not the most- popular retirement savings options for Americans. For a long time, the administrative burden of managing retirement benefit plans for small businesses made it difficult for them to offer these…
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types of buy sell agreement

Types of Buy-Sell Agreements, What They Are and Which One is For You

Business ventures are extremely valuable entities. Financial strength after so many years of management is not the only driving factor of value, however. Often, the most valuable aspect of a company is the partners who oversee it, individuals who have dedicated immense amounts of resources into its successful cultivation and positive reputation. When circumstances lead…
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living benefits

Living Benefits Life Insurance for Business Owners

Do you have the peace of mind knowing your business could survive even if you had a heart attack? What about stroke or cancer; would you have access to money to cover the expenses? Did you know life insurance could be so much more than just death insurance and in fact help out while you…
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roth 401k vs 401k

Roth 401k vs 401k for High-Income Earners, Which is Best

Without extensive knowledge on the subject, finance can sometimes seem like alphabet soup with the many account names and acronyms that exist indicating so many different things. Even more than the names, the qualifying rules and implications of the many types of closely named aspects of finance can be quite confusing. When it comes to…
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Doctor Retirement Plan, Your Guide to Retiring Successfully

Retirement: the stage of your life that you spend so many hardworking years in preparation for. It’s more common than you might think for people to have a very solid vision for what they’d like their retirement to look like, but a very foggy vision of the steps that they’re going to take to properly…
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New York City Wealth Management

New York City Wealth Management, Navigating Wealth in the City That Never Sleeps

The ‘big apple’ is a city that has become well known for a great number of industries and niches that make it one of the country’s (and world’s) most popular city destinations. With upwards of 8 million residents, New York City is the 1st largest city in the United States and one of the largest…
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police officer retirement plan

Police Officer Retirement Plan, Is Your Pension Enough?

Retirement looks different for individuals depending on the field of work that they are in. Depending on your occupation, you have varying degrees of income, and therefore a different number of years that are respectively spent working toward retirement, and actually spent in retirement. Different occupations also include different retirement benefits, which may include options…
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