5 Reasons Why Life Insurance is Important

Insurance can be confusing and it’s hard to know what you really need or want. Here are five reasons why you need life insurance. As you grow older, get married, build families, and start businesses, you come to realize more and more that life insurance is a fundamental part of having a sound financial plan. Depending on your…
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Ways to Save Money When Raising Children

We all know how expensive it can be to raise children, but often parents don’t realize the full extent of the costs.  Parents now spend an average of $233,000 on each child between birth and the age of 18 (http://money.cnn.com/2017/01/09/pf/cost-of-raising-a-child-2015/index.html). It’s a lot of money, but thankfully you don’t have to spend this much if…
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How to Protect Yourself Financially During a Divorce

Marriage is not always “till death do us part.” Time, unforeseen events, individual decisions, and emotional disconnect can lead couples to make the hard decision to separate or divorce. Divorce proceedings cost an average $10,000 to $15,000, according to LegalZoom (http://info.legalzoom.com/average-cost-divorce-20103.html). That’s due largely to lawyers’ fees. It’s vital that individuals minimize additional financial fallout. The…
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How to Afford Living by Yourself

At some point, we’ve probably all had roommates—whether they’re platonic or romantic. You’ve probably also daydreamed how awesome it would be if you were able to live alone and have your own place. However, you wake up from this daydream when you check your bank account and the cost of renting an apartment all by…
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Ways to Save Money Living in New York City

Living in the Big Apple can be very expensive for those who are living on a tight budget.  Hopefully, these tips will give you some ideas on how you can hit your savings goal every month. Never Going Anywhere on an Empty Stomach  Naturally, a limited budget means that eating out and shelling out cash at bars…
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Ways to Decrease the Stress of Student Debt

Nearly 7 in 10 seniors who graduated from public and non-profit colleges in 2015 had student loan debt, with an average of $30,100 per borrower, according to the Institute for College Access & Success.  While it may seem like a lot of debt to overcome, especially when graduates are just beginning their careers, there are some…
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Tips for Getting a Life Insurance Policy After Cancer

If you’ve ever applied for life insurance, you know that insurers have a tendency to favor applicants who are healthy and active — after all, they’re in the business of betting against having to pay death benefits any time soon. The longer their clients live, the more premiums they gather and the more profits they…
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Financial Tips for Graduates That Everyone Can Use

June is graduation season, and for those who are moving on to higher education or entering the workforce for the first time, it is important to carry the timeless wisdom that comes from beyond the textbooks. Everyone could all use some reminders of the lessons that we sometimes overlook in our finances. Here are some…
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How To Save on Your Next Vacation

Here are some tips so you can get the most bang for your buck and make the memories of your next vacation last a lifetime! Discover Your Member Perks Instead of that abundance of plastic in your wallet costing you money all the time, make it work in your favor by finding out what discounts…
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Ways to Cut your Costs During Retirement

Living on a fixed income poses a significant challenge for many retirees. Unless you’re willing to work part-time in retirement, once you leave your career behind, your options for generating extra cash will be limited at best. That’s why it’s vital to stretch your existing budget to the greatest extent possible. Here are a few…
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