Whole Life Insurance vs. Term Life Insurance

I have many times gotten the question, what is the difference between term and whole life insurance . TERM LIFE INSURANCE  Term life insurance is the most common type of life insurance purchased as it often has the lowest cost to the proposed insured. Most often, a policy will have a level premium and coverage…
Read More

Lesson: Do you give your kid money or do you make them earn it?

Money Lesson: Do you give your child money or do you make them earn it? So you can’t say no to your child.  And to make it worse, daddy’s princess is always daddy’s little girl so how do you find the courage to help both your child, your family, and yourself better financially when it…
Read More

Life Insurance in Boca Raton, What You Need to Know

Boca Raton is a beautiful city on the southeastern coast of Florida. It’s filled with golf courses, shopping, and beaches for its residents to enjoy. There are festivals and events to attend as well. It’s a very family-friendly city, making it the perfect place to raise children.  There is plenty to do as a family…
Read More

Retirement Planning in Boca Raton, FL

Boca Raton, Florida is a beautiful spot to call home. This city is located in southeastern Florida. It’s recognized for its gorgeous weather along with many attractions and events. You can spend your days on the beach or at one of the city’s many parks. You can enjoy the warm sunshine all year round.  There…
Read More

Boca Raton Financial Advisor, Get Help With Wealth Management

South Florida is home to some of the country’s biggest self-made millionaires, and Boca Raton is no exception.  If you already live here, then you already knew that. Welcome to Client Focused Advisors, your financial planners in the Boca Raton Area. About Jason Hill – President of Client Focused Advisors An experienced financial advisor, Jason Hill…
Read More

Tips to Save Money When Moving

Everyone has had that dreaded feeling when they are about to move to their new apartment or home.  Packing can be a disaster, finding the time in your busy schedule can be difficult, and cost of moving your possession from one place to another can put a strain on your budget.  The following are some…
Read More

5 Reasons Why Life Insurance is Important

Insurance can be confusing and it’s hard to know what you really need or want. Here are five reasons why you need life insurance. As you grow older, get married, build families, and start businesses, you come to realize more and more that life insurance is a fundamental part of having a sound financial plan. Depending on your…
Read More

Ways to Save Money When Raising Children

We all know how expensive it can be to raise children, but often parents don’t realize the full extent of the costs.  Parents now spend an average of $233,000 on each child between birth and the age of 18 (http://money.cnn.com/2017/01/09/pf/cost-of-raising-a-child-2015/index.html). It’s a lot of money, but thankfully you don’t have to spend this much if…
Read More

How to Protect Yourself Financially During a Divorce

Marriage is not always “till death do us part.” Time, unforeseen events, individual decisions, and emotional disconnect can lead couples to make the hard decision to separate or divorce. Divorce proceedings cost an average $10,000 to $15,000, according to LegalZoom (http://info.legalzoom.com/average-cost-divorce-20103.html). That’s due largely to lawyers’ fees. It’s vital that individuals minimize additional financial fallout. The…
Read More

How to Afford Living by Yourself

At some point, we’ve probably all had roommates—whether they’re platonic or romantic. You’ve probably also daydreamed how awesome it would be if you were able to live alone and have your own place. However, you wake up from this daydream when you check your bank account and the cost of renting an apartment all by…
Read More